Consumer Finance Attorney - Collections Focused

Company: Republic Finance, LLC
Location: Baton Rouge
Posted on: April 8, 2021

Job Description:

Overview & ResponsibilitiesRepublic Finance is seeking an outstanding, business-minded attorney with expertise in consumer finance to join its Legal & Compliance team.In business for over 60 years, we are proud to be a trusted lender online and through our branch network in over 230 communities across the Southeastern United States and Texas! Driven by our shared mission to pursue excellence for our customers, Republic Finance is a fast-growing consumer finance company that is continually innovating to serve customers when, where and how they want to be served. This is a key role with significant responsibilities operating within a collaborative, high-performing Legal & Compliance department and working closely with Republic Finances Central Collections and Central Operations teams.The Legal and Compliance team is located in our corporate office in Baton Rouge, LA. For the right candidate, this position could be located at our corporate office in Charlotte, NC. Job responsibilities are as follows:Work closely with senior executives within Republic Finances centralized servicing and collections teams to provide insightful, pragmatic advice to help make the business more efficient and effectiveAdvise on consumer finance-related regulatory, compliance, and legal issues with a strong focus on consumer debt collection practicesLead role in tracking and advising on all developments related to key legal subjects, including customer communication, TCPA (use of auto-dialer, texting, etc.), FDCPA, and first-party and third-party debt collection at both the state and federal levelRemain current on relevant consumer finance, consumer protection, and data privacy and protection laws and regulations to ensure ability to provide sound regulatory adviceCommunicate and negotiate effectively with external parties (regulators, vendors, etc.)Communicate regularly with, and make formal presentations and proposals to, general counsel and executive management regarding policy and business considerationsParticipate in industry working groupsCollaborate closely with outside counsel as directedRequirementsLaw degree - licensed by and in good standing with the at least one US state bar licensing authority3-7 years of relevant experience with the legal and regulatory aspects of consumer lending and servicingKnowledge and application of federal consumer protection laws and regulations, including but not limited to, FDCPA, Debt Collection Rule, ECOA, TILA, EFTA, FCRA, TCPA, GLBA, and UDAAP, and any state-level statutory and regulation counterparts within Republic Finances footprint and targeted expansion statesAbility to work with minimal direction and exercise independent judgment, anticipate and mitigate friction points, and take the initiative to promptly resolve and learn from challenges.Ability to assess risks and provide thoughtful, pragmatic advice in a fast-paced environmentAbility to grasp technical concepts and convey them in a simple, user-friendly mannerStrong written, oral and interpersonal communication skillsStrong PC skills required proficient in Excel, Word, and PowerPointBenefitsWe offer a competitive compensation and benefits package including: Health/Dental/VisionPaid Time Off (PTO)401 (K) and employer matchCompany provided Life Insurance & Long Term DisabilityAdditional benefits with Republic include:Regular drawings for sports ticketsEmployee of the Month ProgramPhilanthropic support for charities such as Juvenile Diabetes Research Foundation and the American Cancer SocietyProfessional offices with a friendly team environmentRepublic Finance, LLC is an Equal Opportunity Employer and does not discriminate on the basis of race, sex, color, religion, national origin, age disability or veteran status in employment opportunities and benefits. Republic Finance, LLC maintains a Drug-Free Workplace. #zr3

Keywords: Republic Finance, LLC, Baton Rouge , Consumer Finance Attorney - Collections Focused, Accounting, Auditing , Baton Rouge, Louisiana