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Commercial Lender

Company: Gulf Coast Bank & Trust
Location: Baton Rouge
Posted on: August 5, 2022

Job Description:

Description
SummaryTo develop and manage commercial loan accounts which meet established lending requirements and provide maximum profitability to the bank with a minimum of risk; to cross-sell other bank services and products.
Responsibilities

  • Solicits commercial loans and commercial real estate loans.
  • Obtains necessary documentation related to loan applications.
  • Prepares loans for presentation to Loan Committee.
  • Performs credit and financial analysis of loan applications.
  • Services all types of commercial and commercial real estate loans including but not limited to obtaining current financial information, obtaining insurance and tax information, collecting past due payments.
  • Develops new business by contacting prospects and customers.
  • Counsels with and assists in the training and development of Commercial Loan Representatives.
  • Cross sells bank products and services.
  • Interviews loan applicants and collects and analyzes financial and related data to determine the general creditworthiness of the prospect and the merits of the specific loan request.
  • Establishes and negotiates where necessary the terms under which credit will be extended, including the costs, repayment method and schedule and collateral requirements.
  • Monitors loan repayment activities and takes necessary action to collect from past due accounts.
  • Performs other duties and special projects as needed.
  • May provide functional supervision for loan administrative personnel.
  • Cross trains and supports other positions as needed.Salary commensurate with experience and production. Requirements
    • Four Year College degree in Finance, Accounting, Economics, or related field of study.
    • Three to five years of experience.
    • Credit Analysis training.
    • Familiarity with loan documentation and compliance regulations.
    • Excellent customer service skills.
    • Knowledge of bank products.
    • Negotiation skills.
    • Excellent written and oral communication skills.
    • Attention to detail.
    • Ability to meet deadlines.
    • Ability to prioritize and handle multiple clients.

Keywords: Gulf Coast Bank & Trust, Baton Rouge , Commercial Lender, Other , Baton Rouge, Louisiana

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